General Disclosure

All material provided at MentalVibe.com (Website) is for informational purposes only and is not to be taken as financial advice or recommendation. I am not a licensed financial expert. Content on our website is based on research from books, websites, and our own experience.

The information and opinions found on this website are written based on the best data available at the time of writing and are believed to be accurate according to the best discernment of the authors.

We make reasonable efforts to make sure the information presented is accurate and up to date, but do not warrant that any of that information is accurate, complete, reliable, error-free, or current. We assume no responsibility for any errors or omissions in any content presented on this Site or any other platform we upload content to or any links to any other web resources in any of our content

Those who do not seek counsel from an appropriate financial authority assume any liability which may occur. Additionally, the opinions expressed at MentalVibe.com do not represent the views of each and every author or contributor to MentalVibe.com. The publisher of this site is not responsible for any errors or omissions in any content herein.

All links are for information purposes only and are not warranted for content, accuracy, or any other implied or explicit purpose.

This website is © copyrighted by Red October Firm, LLC.  No part of this may be copied, or changed in any format, sold, or used in any way, online or offline, other than what is outlined within this website, under any circumstances without express permission from Red October Firm, LLC.

Affiliate Disclaimer

Links on this website may lead you to a product or service that provides an affiliate commission to the owners of this site should you make a purchase. In no way does any affiliate relationship ever factor into a recommendation, or alter the integrity of the information we provide.

Please note that we have not been given any free products, services, or anything else by these companies in exchange for mentioning them on the site. The only consideration is in the form of affiliate commissions.

We earn money on this site through:

  • Sales of our own products
  • Affiliate commissions
  • Advertising partnerships

We participate in affiliate programs, an affiliate advertising program is designed to provide a means for us to earn commissions by linking to affiliated sites. All of the products for which we receive affiliate commissions are ones that we believe in, and in many cases, have used ourselves.

In the case of advertising partnerships, we only agree to a partnership if we believe in the product and the company itself.

We may reject or remove any sponsored content at any time that contains false, deceptive, potentially misleading, or illegal content; or is inconsistent with or may tend to bring disparagement, harm to reputation, or other damage to the Red October Firm brand and its websites.

Privacy Policy

Hey, Riley here. We own and operate MentalVibe.com and may operate other websites in conjunction with this one. We are committed to respecting and protecting your privacy through this Privacy Policy.

This policy governs your access to and use of MentalVibe.com, including any content, functionality, and services offered on this website. Please read the entire policy before you use or interact with this website. By using this website, you accept and agree to the policy outlined on this page.

Users Under the Age of 18

This website is not intended for users under the age of 18. If you are under the age of 18, please do not visit or interact with this website in any way or provide any information to us. We do not knowingly collect personal information from users under the age of 18.

Users Located in the European Union

Collection of Personal Data

Personal data is information that can be used to identify you such as your name, IP address, and email address. We collect personal data from you in the following ways:

  • Email Opt-Ins: Your email address.
  • Transaction: Your name, email address, billing information and payment source.
  • Submitting Questions Through Comment Boxes: Your name, email address, and question information.

Purpose of Processing Your Personal Data

The information above is collected for the following purposes:

  • Email Opt-Ins: To provide you with information on the topic in general and information about our paid products.
  • Transaction: To process a purchase you make with us.
  • Submitting Questions Through Comment Boxes: To answer any questions you may have for us.

Legal Basis for the Collection and Processing of Information

For any communications that you have consented to receive, you can change or remove your consent at any time by contacting Adran Riley or clicking the“unsubscribe” link located at the bottom of every email to opt-out of future emails.

Legal basis for how we collect information:

  • Email Opt-Ins: You will be asked for consent first.
  • Transaction: Your information is collected as part of a legal contractual transaction.
  • Submitting Questions Through Comment Boxes: We need your data to provide you with the information that you requested from us and your information will not be used for other purposes.

If you disagree or have any further questions regarding this legal basis, please contact Adran Riley at riley@mentalvibe.com and we will stop processing your data on this legal basis.

Who Has Access to the Data that is Collected?

We have access to the data that we collect as well as third parties that help us process your personal data, including:

  • Payment processors (to process your transactions and securely store your data)
  • Email marketing and communication companies (to collect and send emails)
  • Survey companies (to receive feedback from customers on courses)
  • Product hosting platforms (to help you access the products that you purchase)
  • Other website design, management, and programming services

The third parties above are prohibited from using, sharing, or collecting your personal data for any purpose other than the reasons stated above.

Use of Cookies and Social Media Pixels

We use cookies and other technologies in some cases, like social media pixels, to track the particular behavior of visitors to this website. We use this tracking to help us understand how visitors use our site, what interests them, how they respond to marketing, and other reasons such as whether or not a visitor is using a desktop or mobile computer. These cookies can be blocked by changing your internet browser settings.

In the case of pixels, we may use them to tailor advertising messages users see when visiting social media websites. We reserve the right to use these pixels in compliance with the policies of the various social media sites.

Changing, Removing, or Requesting Your Data

We will retain any information you provide to us until you request us to delete your information, we decide to cease using our existing data providers, or we decide that your data is no longer needed.

Under the General Data Protection Regulation, you are granted the following rights:

  • You have the right to be informed and this policy serves to inform you.
  • You have the right to request access to your data that we store and the rights to rectify or erase that data.
  • You have the right to request restrictions on the processing of your data and the right to object to the processing of your data.
  • You have the right to the portability of your data.
  • You also have rights in relation to automated decision making and profiling. While this website does not profile you, other websites might and this is your right.

For any of the above requests, please contact Riley at riley@mentalvibe.com with your request.

Data Transfer to Third Countries

Your data is never transferred to third countries. This website is located in the United States and your data is collected and held here.

Questions, Concerns, and Contact

If you have any comments, questions, or concerns, please contact Riley at riley@mentalvibe.com.

If you feel that a privacy issue has not been resolved after you have contacted us, you have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.

Data Controller:

Representative: Adran Riley
Red October Firm LLC
One Regency Drive, Suite 106
Bloomfield, Connecticut 06002

Users Located Outside the European Union

Website Visitors

Like most website operators, we collect non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Our purpose in collecting this information is to better understand how visitors use and interact with our website.

We also collect information like Internet Protocol (IP) addresses for logged-in users and for users leaving comments on our blog and related websites. We only disclose logged-in user and commenter IP addresses under the same circumstances that we use and disclose personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog or site where the comment was left.

Collection of Personal Information

Depending on how users are interacting with this website, some personal information must be collected. The amount and type of information that is collected depends on the nature of the interaction. For example, we ask visitors who ask us a question through our comment form to provide their name and email address. This is so that we can respond to them and provide them with the information that was requested.

Purchase transactions require additional information, including other personal and financial information required to process the transactions. In each case, we only collect the necessary information required to complete the interaction. We do not disclose personal information other than as outlined below. Visitors may also refuse to supply their personal information at any time, although it may prevent them from engaging in certain website-related activities.

We may collect aggregated statistics about the behavior of visitors to its websites, and we may display this information publicly or provide it to others. However, we do not disclose personal information other than as outlined below.

Protection of Personal Information

We disclose personal information only to our contractors and affiliated organizations that need to know that information in order to process it on our behalf or to provide services available at our websites, and that have agreed not to disclose it to others. Some of those contractors and affiliated organizations may be located outside of your home country; by using this website, you consent to the transfer of such information to them. We will not rent or sell personal information to anyone.

Other than to our contractors and affiliated organizations, as described above, we disclose personal information only in response to a subpoena, court order,
or other governmental requests, or when we believe in good faith that disclosure is reasonably necessary to protect the property or rights of our company, third parties or the public at large.

If you are a registered user of this website and have supplied your email address, we may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with our company.

If you send us communications via email, through our website, or via social media platforms, we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. We take all measures reasonably necessary to protect against the unauthorized access, use, alteration, or destruction of your personal information.

Use of Cookies and Social Media Pixels

We use cookies and other technologies in some cases, like Facebook pixels, to track the particular behavior of visitors to this website. We use this tracking to help us understand how visitors use our site, what interests what, how they respond to marketing, and other reasons such as whether or not a visitor is using a desktop or mobile computer. These cookies can be blocked by changing your internet browser settings.

In the case of pixels, we may use them to tailor advertising messages users see when visiting social media websites. We reserve the right to use these pixels in compliance with the policies of the various social media sites.

Business Transfers

If we choose to sell this website and all of its assets or they are acquired by another in the unlikely event that we go out of business or enter bankruptcy, user information is considered one of the assets that will be transferred or acquired by a third party. By using this website, you acknowledge that such transfers may occur and that any acquirer of this website may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies on our website and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

We reserve the right to change this privacy policy at any time at our sole discretion. We encourage you to check this page regularly for updates or changes. Your continued use of this website after changes made to this policy will constitute your acceptance of said changes. 

For any other questions, comments, or concerns, please contact Riley at riley@mentalvibe.com.

Terms and Conditions

Acceptance of Terms

By accessing, downloading, installing, or using MentalVibe.com, whether or not you become a registered user (“User”, “You”, “Yourself”, “Your”), You agree to be bound by these Terms, as they may be amended by Red October Firm, LLC (“Company”) from time to time, which You acknowledge that You have read and understood.

We reserve the right, at Our sole discretion, to change, modify or otherwise alter these Terms at any time. You must review the Terms presented here on this page on a regular basis to keep Yourself informed of any changes.

Mandatory Arbitration and Governing Law

You expressly waive your right to bring any legal claims, now or in the future arising out of or related to the website and our products/services. In the event of any dispute, claim, or controversy arising out of or relating to your use of this website, the terms and conditions shall be construed in accordance with the rules and regulations of the state of Maryland and the United States. You agree to consent and submit to the jurisdiction of the state and federal courts located in Maryland without regard to the principles of conflict of law or where the parties are located at the time a dispute arises. You agree to resolve any disputes or claims first through mandatory arbitration in the state of Maryland and shall bear the full cost of arbitration as permitted by law. Your good faith participation in arbitration is a condition precedent to pursuing any other legal or equitable remedies available such as litigation or any other legal procedure. You also agree that in the event a legal claim is initiated after the required arbitration, the prevailing party shall be entitled to recover reasonable attorney’s fees and other costs associated with the legal action.

Use of Software

Company may make certain software available to you from the Site. If you download software from the Site, the software, including all files and images contained in or generated by the software, and accompanying data (collectively, “Software”) are deemed to be licensed to you by Company, for your personal, non-commercial, home use only. Company does not transfer either the title or the intellectual property rights to the Software, and Company retains full and complete title to the Software as well as all intellectual property rights therein. You may not sell, redistribute, or reproduce the Software, nor may you decompile, reverse-engineer, disassemble or otherwise convert the Software to a human-perceivable form. All trademarks and logos are owned by Company or its licensors and you may not copy or use them in any manner.

User Content

You grant Company a license to use the materials you post to the Site or Service. By posting, downloading, displaying, performing, transmitting, or otherwise distributing information or other content (“User Content”) to the Site or Service, you are granting Company, its affiliates, officers, directors, employees, consultants, agents, and representatives a license to use User Content in connection with the operation of the Internet business of Company, its affiliates, officers, directors, employees, consultants, agents, and representatives, including without limitation, a right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat User Content. You will not be compensated for any User Content. You agree that Company may publish or otherwise disclose your name in connection with your User Content. By posting User Content on the Site or Service, you warrant and represent that you own the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User Content.

Compliance With Intellectual Property Laws

When accessing the Site or using the Service, you agree to obey the law and to respect the intellectual property rights of others. Your use of the Service and the Site is at all times governed by and subject to laws regarding copyright ownership and use of intellectual property. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content (collectively, “Content”) in violation of any third party’s copyrights, trademarks, or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any Content you provide or transmit, or that is provided or transmitted using your User ID. The burden of proving that any Content does not violate any laws or third party rights rests solely with you.

Inappropriate Content

You shall not make the following types of Content available. You agree not to upload, download, display, perform, transmit, or otherwise distribute any Content that (a) is libelous, defamatory, obscene, pornographic, abusive, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. Company reserves the right to terminate your receipt, transmission, or other distribution of any such material using the Service, and, if applicable, to delete any such material from its servers. Company intends to cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms of Use or of any applicable laws.

Copyright Infringement

Company has in place certain legally mandated procedures regarding allegations of copyright infringement occurring on the Site or with the Service.

Alleged Violations

Company reserves the right to terminate your use of the Service and/or the Site. To ensure that Company provides a high-quality experience for you and for other users of the Site and the Service, you agree that Company or its representatives may access your account and records on a case-by-case basis to investigate complaints or allegations of abuse, infringement of third party rights, or other unauthorized uses of the Site or the Service. Company does not intend to disclose the existence or occurrence of such an investigation unless required by law, but Company reserves the right to terminate your account or your access to the Site immediately, with or without notice to you, and without liability to you, if Company believes that you have violated any of the Terms of Use, furnished Company with false or misleading information, or interfered with use of the Site or the Service by others.

No Warranties

COMPANY HEREBY DISCLAIMS ALL WARRANTIES. COMPANY IS MAKING THE SITE AVAILABLE “AS IS” WITHOUT WARRANTY OF ANY KIND. YOU ASSUME THE RISK OF ANY AND ALL DAMAGE OR LOSS FROM USE OF, OR INABILITY TO USE, THE SITE OR THE SERVICE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THAT THE SITE OR THE SERVICE WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SITE OR THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

Limited Liability

COMPANY’S LIABILITY TO YOU IS LIMITED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COMPANY BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR LOST DATA, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR ANY OTHER MATERIALS OR SERVICES PROVIDED TO YOU BY COMPANY. This limitation shall apply regardless of whether the damages arise out of breach of contract, tort, or any other legal theory or form of action.

Affiliated Sites

Company has no control over, and no liability for any third party websites or materials. Company works with a number of partners and affiliates whose Internet sites may be linked with the Site. Because neither Company nor the Site has control over the content and performance of these partner and affiliate sites, Company makes no guarantees about the accuracy, currency, content, or quality of the information provided by such sites, and Company assumes no responsibility for unintended, objectionable, inaccurate, misleading, or unlawful content that may reside on those sites. Similarly, from time to time in connection with your use of the Site, you may have access to content items (including, but not limited to, websites) that are owned by third parties. You acknowledge and agree that Company makes no guarantees about, and assumes no responsibility for, the accuracy, currency, content, or quality of this third party content, and that, unless expressly provided otherwise, these Terms of Use shall govern your use of any and all third party content.

Prohibited Uses

Company imposes certain restrictions on your permissible use of the Site and the Service. You are prohibited from violating or attempting to violate any security features of the Site or Service, including, without limitation, (a) accessing content or data not intended for you, or logging onto a server or account that you are not authorized to access; (b) attempting to probe, scan, or test the vulnerability of the Service, the Site, or any associated system or network, or to breach security or authentication measures without proper authorization; (c) interfering or attempting to interfere with service to any user, host, or network, including, without limitation, by means of submitting a virus to the Site or Service, overloading, “flooding,” “spamming,” “mail bombing,” or “crashing;” (d) using the Site or Service to send unsolicited e-mail, including, without limitation, promotions, or advertisements for products or services; (e) forging any TCP/IP packet header or any part of the header information in any e-mail or in any posting using the Service; or (f) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by Company in providing the Site or Service. Any violation of system or network security may subject you to civil and/or criminal liability.

Indemnity

You agree to indemnify Company for certain of your acts and omissions. You agree to indemnify, defend, and hold harmless Company, its affiliates, officers, directors, employees, consultants, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs (including reasonable attorney fees and costs) arising from your access to or use of the Site, your violation of these Terms of Use, or your infringement, or infringement by any other user of your account, of any intellectual property or other rights of any person or entity. Company will notify you promptly of any such claim, loss, liability, or demand, and will provide you with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.

Copyright

All contents of Site or Service are Copyright © 2021 Red October Firm, LLC, One Regency Drive, Suite 106, Bloomfield, Connecticut, 06002. All rights reserved.

Severability; Waiver

If for whatever reason, a court of competent jurisdiction finds any term or condition in these Terms of Use to be unenforceable, all other terms and conditions will remain unaffected and in full force and effect. No waiver of any breach of any provision of these Terms of Use shall constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an authorized representative of the waiving party.

No License 

Nothing contained on the Site should be understood as granting you a license to use any of the trademarks, service marks, or logos owned by Company or by any third party.

United States Use Only

The Site is controlled and operated by Company from its offices in the State of Connecticut. The domain of the website is registered in the United States and the Site is hosted in the United States. The intended audience for this site consists of individuals in the United States only. Company makes no representation that any of the materials or the services to which you have been given access are available or appropriate for use in other locations (including the European Union as detailed in the General Data Protection Regulation). Furthermore, this website does not envisage offering goods or services to individuals living in the European Union as detailed in the General Data Protection Regulation. In addition, the information presented and associated with this website is intended for individuals that reside in the United States only.

Amendments

Company reserves the right to amend these Terms. Should Company seek to make such an amendment and we, in our sole discretion, consider the amendment to be material in nature, we shall:

  • Clearly publish on the home page the fact an amendment is being made. You may contact us to discuss and contact information so you may discuss the proposed changes with us.

Should a court of competent jurisdiction rule this Amendment provision invalid, then this Amendment clause shall be terminated as part of this agreement with the agreement between us reverting to the previous set of terms applicable to the website. All amendments to the Terms shall be forward-looking.